1st Legacy Capital offers a variety of mortgage loan products for consumers looking to refinance their home. We offer Conventional, FHA, VA and USDA mortgage loan products. Our licensed mortgage loan professionals will help you to determine what product is best for you and your family.

RATE TERM - Refinancing your existing mortgage to reduce the interest rate or change the term of the loan. 

CASH OUT - Refinancing your existing primary residence for debt consolidation or cash our through a conventional mortgage loan program. Cash out limits up to 80% of home value.

FHA - Streamline FHA to FHA, Cash out limits up to 85% of home value.

VA - Streamline VA to VA, available to Military service persons with existing VA Mortgage on Primary Residences. Cash Out limits up to 100% of home value.


 *A Certificate of Eligibility and / or DD214 will be required from borrower.

USDA - Streamline USDA to USDA available for existing homeowners with USDA loans. Cash out not available with this program.

*Income caps and property eligibility requirements apply.

*If you are seeking a Reverse Mortgage for Purchase or Refinance, click the button below:

© 2016 1st Legacy Capital LLC | NMLS #1547824 | Equal Housing Lender, Consult your tax advisor, Call for details on loan programs, not available in all States.

1st Legacy Capital LLC, NMLS #1547824

270 Ridgeland Drive

Starkville, Mississippi 39759

662-268-8877 Office

662-796-6655 Fax

Mississippi Reverse Mortgage Website Design | Reverse Mortgage Mississippi Website by

"These materials are not from HUD or FHA and were not approved by HUD or a Government Agency"