About Us
Founded in 2016 by Ken Freshwater and Andy Shurden, 1st Legacy Capital brings nearly 40 years of combined experience to Mississippi and Alabama mortgage consumers.
We are the premier local resource for comprehensive mortgage financing, including FHA, VA, USDA, Conventional, and Reverse Mortgages. As native Mississippians, Ken and Andy provide prompt, personal, face-to-face consultations across the state. Our founders are licensed Mortgage Originators and members of the NRMLA.
As a locally owned company driven by a customer-focused, Christ-centered work ethic, we ensure: Your Legacy is our priority!
Andy Shurden
President
NMLS #1450322
"Mississippi's Mortgage Guy"
Ken Freshwater
Vice President
NMLS #266772
I am Mississippi's Mortgage Guy!!
I'm a native Mississippian, proud father and grandfather with a passion for helping others. Each day is a new opportunity to meet someone and really get to know them. Through my role at 1st Legacy Capital, I am truly blessed to have the opportunity to help consumers and families with all their Mortgage needs. I believe home ownership is for everyone. I love my clients!
I'm a proud father born in Lexington, Mississippi. My career in the mortgage industry has taken me to various parts of the country, my love for the south and especially my home state of Mississippi brought me home in 2009. Through education and information, my role with 1st Legacy Capital allows me to assist consumers on a one on one personal basis to better help them with their mortgage solution, whether buying, refinancing or taking advantage of a reverse mortgage.