Whether you are a First Time Home Buyer, buying your next home, purchasing an investment property or looking to purchase a vacation home the 1st Legacy Capital team can help. 


1st Legacy Capital offers a variety of mortgage loan products for consumers looking to purchase a new home. We offer Conventional, FHA, VA and USDA mortgage loan products. Our licensed mortgage loan professionals will help you to determine what product is best for you and your family.

Loan Products

CONVENTIONAL - 3% - 5% Down Payment Required for Primary Residences.     *Down payment requirements for Vacation or Second Homes and Investment

Properties vary from 5% - 20%.

FHA - 3.5% Down Payment Required. For Primary Residences only.

 *Allows gift funds for part or all of the down payment, from approved source.

VA - 100% Financing available to Military service persons for Primary Residences.

*A Certificate of Eligibility and / or DD214 will be required from borrower.

USDA - 100% Financing available to First Time Home Buyers for Primary Residences.

                                 *Income caps and property eligibility requirements apply.

*If you are seeking a Reverse Mortgage for Purchase or Refinance, click the button below:

© 2016 1st Legacy Capital LLC | NMLS #1547824 | Equal Housing Lender, Consult your tax advisor, Call for details on loan programs, not available in all States.

1st Legacy Capital LLC, NMLS #1547824

270 Ridgeland Drive

Starkville, Mississippi 39759

662-268-8877 Office

662-796-6655 Fax

Mississippi Reverse Mortgage Website Design | Reverse Mortgage Mississippi Website by www.myfirstlegacy.com

"These materials are not from HUD or FHA and were not approved by HUD or a Government Agency"