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Whether you are a First Time Home Buyer, buying your next home, purchasing an investment property or looking to purchase a vacation home the 1st Legacy Capital team can help. 


1st Legacy Capital offers a variety of mortgage loan products for consumers looking to purchase a new home. We offer Conventional, FHA, VA and USDA mortgage loan products. Our licensed mortgage loan professionals will help you to determine what product is best for you and your family.

Loan Products

CONVENTIONAL - 3% - 5% Down Payment Required for Primary Residences.     *Down payment requirements for Vacation or Second Homes and Investment

Properties vary from 5% - 20%.

FHA - 3.5% Down Payment Required. For Primary Residences only.

 *Allows gift funds for part or all of the down payment, from approved source.

VA - 100% Financing available to Military service persons for Primary Residences.

*A Certificate of Eligibility and / or DD214 will be required from borrower.

USDA - 100% Financing available to First Time Home Buyers for Primary Residences.

                                 *Income caps and property eligibility requirements apply.

*If you are seeking a Reverse Mortgage for Purchase or Refinance, click the button below:

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