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More Mortgages for More Mississippians!

Welcome to 1st Legacy Capital

1st Legacy Capital was founded by Ken Freshwater and Andy Shurden in 2016. After nearly 40 years of combined mortgage experience, Ken and Andy formed 1st Legacy Capital LLC to provide consumers in Mississippi the premier resource for Mississippi Reverse Mortgage Loans. 1st Legacy Capital LLC is located in Starkville, Mississippi and serves consumers state wide. Both Ken and Andy are licensed Mortgage Originators and members of the National Reverse Mortgage Lenders Association (NRMLA). Providing Mississippi Reverse Mortgages, excellence in customer service and assisting consumers and their families with accurate information about Reverse Mortgages continues to set 1st Legacy Capital LLC apart.


270 Ridgeland Drive

Starkville, Mississippi 39759



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