Mississippi and Alabama Home Loan Resource
Welcome to 1st Legacy Capital
About Us
Your home. Your goals. Your legacy.
Whether you’re buying your first home, moving into your next one, purchasing a vacation property, or refinancing, 1st Legacy Capital helps you explore mortgage options that fit your needs.
Founded in 2016 by Ken Freshwater and Andy Shurden, “Mississippi’s Mortgage Guy”, our locally owned company brings nearly 60 years of combined mortgage experience to homebuyers and homeowners across Mississippi and Alabama. We offer FHA, VA, USDA, Conventional, and Reverse Mortgage financing, with personal guidance to help you understand your options and move forward with confidence. With a decade of service to consumers, contact 1st Legacy Capital today to work with the best Mortgage team around.
As native Mississippians, we believe you deserve clear answers, prompt communication, and a mortgage professional who takes the time to listen. From your first conversation through closing day, our team is here to make the process easier to understand and keep you informed.
Our customer-focused, Christ-centered work ethic guides how we serve you—with integrity, care, and a commitment to your goals.
At 1st Legacy Capital, your legacy is our priority.